OUR PRICES

The Zytransact service has a very simple pricing structure. However, since anyone using the Zytransact service will have either a credit card merchant account or an EFT account (or both), we want to be clear that those services will incur additional fees. Those fees are not charged by us, but we want you to be aware of them so you can understand all costs involved. Please contact us if the pricing listed below still confuses you.

Pricing breakdown:

The chart below shows how the pricing is broken down:

ZYTRANSACT Basic Service Fee (all customers)

Finet EFT service
(if chosen)
Fee charged by Finet

Credit Card Merchant Account
(if chosen)
Fee charged by the CCMA provider

Zytransact only charges you for the Zytransact basic service.

The EFT (Finet) and credit card merchant account services each have fees that are charged separately by the providers of each service

The Finet pricing is the same for all customers, and is shown below. 

The cost of a credit card merchant account will depend on whose service you use and what that service chooses to charge you.  (Of course, if you already have a merchant account, then you already know the cost and we don't charge an additional fee beyond the Zytransact basic fee.)  If you want to know what our credit card merchant account will cost, go to our CCMA page.

Prices for the Zytransact Basic Service

One-time set-up fee $150.00
Monthly fee* $20.00
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*Zytransact charges no additional per-transaction fees to merchants processing under 500 transactions per month. Merchants processing 500+ transactions per month are subject to a 10-cent per-transaction fee.

Check (Electronic Funds Transfer) Processing Fees

If you opt to allow your customers to pay from a checking account, payments to you will be processed by FiNET, an electronic funds transfer (EFT) firm. These fees are separate from Zytransact's fees and are as follows:

  • No Application Fee

  • Discount Rate 1%

  • Transaction fee: $0.50

  • Monthly maintenance fee: $15.00

  • Returned item fee: $1.50

For more information about electronic funds transfers, please see our EFT Page.

Credit Card Merchant Account

To accept credit card payments, you must have a credit card merchant account. Merchant account issuers charge fees separate from Zytransact's. For more information about merchant accounts, please see our merchant account page.

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